Financial Audit
Caleb Hammer has the conversations that he wishes someone had with him a decade ago.
Seasons
E121 Year Old Makes Only $16 a month
Jun 3, 2022
Today we sit down with Ty. She's a 21-year-old based out of San Antonio Texas. She only brings in $16 a month more than she spends. She also has about $10,000 in student loan debt...
E226 Year Old Has 9 MAXED OUT Credit Cards
Jun 10, 2022
Today we sit down with TyShawn Allen. She is 26 years old and has accumulated $18k in car debt, 9 credit cards, and an unknown amount of student loans... while at the same time, she quit her only stable job.
E3Professional Model Has $250,000 in Student Loan Debt
Jun 15, 2022
Today we sit down with Teryca Brooks-Long. She has $250,000 in private student loan debt, a $15,000 car loan, a nearly maxed-out credit card, and the IRS is after her and her father.
E4Spending 10% of Monthly Income on Coffee
Jun 17, 2022
Today we sit down with Gabriel Schulze. He's a college student at UT with one more year to go. He cash flows most of his college expenses, but he still spends 10% of his monthly income on just coffee shops.
E5Having EVERY Bad Debt Imaginable
Jun 29, 2022
Today I sit down with Joseph Garcia. He makes well over the median US income, but he and his family still finance every purchase they make.
E6Quit Job AND Dropped Out Of School
Jul 6, 2022
Today I sit down with Stev. He took 6 months off of school and work and blew his savings. His mom enables his reckless behavior all while he makes excuses for every choice he makes.
E7$1,000/Month Car Making $15 An Hour
Jul 13, 2022
Today I sit down with Lauren. She pays $1,000 a month for a $15,000 car while making $15 an hour. She has $5,000 in collections and debt to a university... she makes endless excuses.
E8Spending All His Money Going Out
Jul 18, 2022
E9$2,015 Rent With No Job
Jul 21, 2022
E10Car Debt Is 50% of Her Income
Jul 25, 2022
E11Spends All His Money On Fast Food and Cars
Jul 28, 2022
E12$11,000 In Taxes Due In 30 Days WITH NO MONEY
Aug 1, 2022
E13Taking Out TWO Payday Loans
Aug 4, 2022
E14Paying Off Car and Student Loans??
Aug 8, 2022
E15Lost All His Money On Meme Stocks And Crypto
Aug 11, 2022
E16Sister Took Out Car Debt In Her Name?
Aug 15, 2022
E17Being Hunted Down By Debt Collectors
Aug 22, 2022
E120% Interest On Car Debt!
E2Spending All Of His Money On Cars
E3Disastrous Spending Habits
E4Lost His Entire Savings In DOGECOIN
E54 Maxed Out Credit Cards AND $20,000 Private Student Loans
E6Homeless After Quitting Job With No Plan
E7Payday Loans And IRS Debt DISASTER
E8Going $300,000 Into Student Debt With $30,000 Car Debt
E9Negative Money In Checking Account AND Endless Debt
E10Mortgage Is 45% Of Her Income PLUS Financing Home Security System
E11$100,000 In High Interest Debt
E12Tens Of Thousands In PRIVATE Student Loan Debt!
E13$43,000 Food Truck Debt With No Revenue
E14$81,000 Private Student Loans With 50% Of Money Going To Mortgage
E15"Impossible For Middle Class To Buy A Home With Mortgage Rates"
E16Commit Fraud To Buy A House?!
E17Spending 30% More Than She Makes
E18Taking Out Two Payday Loans A Month To Survive
E19Two Months Of Money Left Before Financial Collapse
E20Leeching Off Of His Mom To Fund His Lazy Lifestyle
E21Payday Loans, Maxed Out Credit Card, 24% Interest Car Debt
E22Deep In Collections And Medical Debt Making NO Money
E23Her Mom Stole Half Of Her Money
E24More Debt Than ANYONE Should Have
E25She Hasn't Paid Her Taxes In Over Three Years
E26She's Not Willing To Sacrifice Anything To Better Her Life
E27Deadly 25% Interest Debt Is Ruining His Life
E28The Most INSANE Debt Anyone Has Ever Tried To Defend
E2923-Year-Old With More Debt Than Anyone Should Ever Have
E30Dropping Out Of School To Become An Actor Making $0
E1Immature 24 Year Old Doesn't Care If She Dies In Poverty
E222-Year-Old Has The Worst Finances Ever To Be Seen
E352 Year Old Has $0 And Is Stuck In A Pyramid Scheme
E423-Year-Old Spoiled, Or Just Bad With Money?
E521 Year Old Trying To Justify TERRIBLE Debt
E619-Year-Old Has The Worst Life Plans Possible
E745-Year-Old Lost ALL Of Her Money
E829-Year-Old Comedian Refuses To Grow Up
E927-Year-Old With More Debt Than Anyone Should Ever Have
E1022-Year-Old Wont Stop Making Excuses For Spending Everything
E1146-Year-Old Takes From Charities To Survive
E12Caleb Hammer Exposes Jack Selby
E1324-Year-Old Is Throwing Away His Entire Future
E1429-Year-Old Owes Her Mom Thousands Of Dollars
E1524-Year-Old Is Drowning In Terrible Decisions
E1633-Year-Old With More Debt Than Anyone Should Ever Have
E1725-Year-Old Spends Everything On BS
E1825-Year-Old Has Over 20% Interest Car Debt
E19She Can't Stop Going Into Credit Card Debt
E20He Keeps Spending On A High-Balance Credit Card!
E2132-Year-Old Owes The IRS Tens Of Thousands
E2227-Year-Old With More Debt Than Anyone Should Ever Have
E23Starbucks Employee Has STUPID Car Debt
E24$100,000 Credit Card Debt, Bankruptcy
E25He Has $2 In His Checking Account!
E26Taking On $100,000 In High Interest Business Debt
E2732-Year-Old Relies On Her Mom To Survive
E28Dropping Out Of College To Make No Money
E29Veteran Trying To Escape Massive Debt
E3031-Year-Old With More Debt Than Anyone Should Ever Have
Storyline
Caleb Hammer has the conversations that he wishes someone had with him a decade ago.
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